With a new way to apply for Child Benefit, claiming has never been easier. Discover more in our guide to claiming Child Benefit online.
As parents or guardians, we understand how easily costs can add up when looking after little ones.
To make it easier, HMRC has launched a new way to claim Child Benefit online, or through the HMRC app meaning you could get your first payment in as little as 3 working days. Whether you’re a new parent navigating the world of financial support, or an existing claimant looking to manage your claim more efficiently, this guide has got you covered.
Child Benefit is support offered by the government to parents or carers with children under 16 (or up to 20 if in approved, full time education or training).
It’s paid into your bank account every four weeks (or weekly in certain circumstances). As of 2023, you can claim up to £1,248 per year for the first child and £826.80 for each additional child.
There’s more to Child Benefit than just payments too – you'll also:
Eligibility is straightforward. If you’re responsible for a child under 16, or up to 20 and in approved education or training, you are eligible to claim.
You can submit your claim for Child Benefit from the day after you register a child’s birth, or once a child comes to live with you for those fostering or adopting.
Only one person can get Child Benefit for a child, so you need to decide whether it’s better for you or the other parent to claim.
If you are looking after someone else’s child, then please visit GOV.UK for further information on eligibility.
If you or your partner earn over £50,000 a year, you can still claim. However, you may be required to pay some of it back – there is more information on this below.
The new service HMRC has introduced allows parents to claim quickly and easily online, whether they’re claiming for their first baby or a new addition. Once processed, you could receive your first payment within three working days.
You can only backdate up to three months of payment, so try to claim before your child turns 12 weeks old if possible so you don’t miss out. However, you can apply for them at any age up to 16, or 20 if they’re in approved education.
If your or your partner’s income is over £50,000, you may have heard of the High Income Child Benefit Charge. Don’t let this put you off – by claiming you still get National Insurance Credits towards your State Pension.
The charge is 1% of Child Benefit for every £100 of income over £50,000. So, if you earn between £50,000 and £60,000 it can still be worth your while financially to claim.
You can also opt out of receiving payments when you claim, so you won’t have to pay the charge. You will still receive your National Insurance Credits if you claim and opt out of payments.
Claiming is easy and can be done on GOV.UK. Once you’ve claimed you can also view and manage your Child Benefit claim quickly and easily in the HMRC app or online. This includes viewing payment information and proof of your claim, updating your details when you’ve had a change in circumstances, such as moving house or opening a new bank account, and extending your claim when your child turns 16.
By downloading the HMRC app, sign-in can be even faster with a pin, fingerprint or facial recognition too – giving you everything you need to know about your Child Benefit claim straight away.
Don’t miss out on the financial support available for your family – claim your Child Benefit online today.
For more information, please visit gov.uk/child-benefit/how-to-claim.
We want the best for you and your family – and believe that every child deserves the best start in life. Discover funding and finance options for nursery fees on our funding page – learn about the tax-free childcare scheme and government funded hours. Find your local Busy Bees nursery today.